Motor premiums vary a lot between insurers for the same vehicle. Let’s compare.
Reply with:
- Vehicle (make, model, year) and city
- Insurer
- IDV (insured declared value) offered
- Premium, and which add-ons you took (zero depreciation, engine protect, roadside assistance…)
- Did you switch insurers, and was the claim experience any good?
Tip: a lower IDV makes the premium cheaper but reduces what you’ll get if the vehicle is stolen or completely damaged.