Many people in India were sold endowment plans or ULIPs as “investments” or “tax savers”, only to find low returns and big surrender charges years later.
If this happened to you, share:
- Which type of policy, and how it was sold to you
- What you were promised versus what you got
- Did you continue, surrender, or make it paid-up? Would you do the same again?
Your experience could stop someone from making the same mistake this year. Please don’t name individual agents. The insurer’s name is fine.